Medical rates

Medical rates

Coverage level Associate per-pay-period contribution
With All Well premium credit Without All Well premium credit
HRA Plus
Associate only $75.00 $137.50
Associate + spouse/DP $239.50 $302.00
Associate + child(ren) $136.00 $198.50
Associate + family $239.50 $302.00
HSA Base
Associate only $59.00 $121.50
Associate + spouse/DP $189.50 $252.00
Associate + child(ren) $107.00 $169.50
Associate + family $189.50 $252.00
HRA Value
Associate only $41.50 $104.00
Eligible associates
(earning $16.65 or less)
$32.50 $95.00
Associate + spouse/DP $135.50 $198.00
Associate + child(ren) $75.00 $137.50
Associate + family $135.50 $198.00

Medical plans

Allscripts contributions to your HRA or HSA account

Allscripts contributions to your HRA or HSA account

When you enroll in an Allscripts Cigna medical plan, you will have a health account (an HRA or HSA account, depending on the medical plan you choose) that you can use to pay for eligible healthcare expenses incurred by you or your covered dependents.

Coverage level Allscripts automatically contributes on Jan. 1 Additional contributions that you can earn each quarter Allscripts contributions up to plan year annual maximum
Q1 Q2 Q3
Associate only $200 $100 $100 $100 $500
Associate + spouse/DP $300 $150 $150 $150 $750
Associate + child(ren) $300 $150 $150 $150 $750
Associate + family $400 $200 $200 $200 $1000

Health accounts

Dental rates

Dental rates

Coverage level Associate per-pay-period contribution
Dental PPO
Associate only $8.00
Associate + spouse/DP $25.25
Associate + child(ren) $15.75
Associate + family $25.25
Dental HMO
Associate only $4.50
Associate + spouse/DP $8.50
Associate + child(ren) $10.00
Associate + family $14.75

Dental plans

Vision rates

Vision rates

Coverage level Associate per-pay-period contribution
Associate only $3.24
Associate + spouse/DP $6.15
Associate + child(ren) $6.47
Associate + family $9.50

Vision plan

Voluntary life insurance rates

Voluntary life insurance rates

Monthly rates per $1,000

Associate age
as of Jan. 1, 2021
Associate
non-smoker rate
Associate
smoker rate
Spouse/domestic
partner rate
Under 24 $0.04 $0.066  $0.050
25-29 $0.04 $0.074  $0.061
30-34 $0.05 $0.082  $0.081
35-39 $0.061 $0.116  $0.090
40-44 $0.095 $0.166  $0.101
45-49 $0.125 $0.264  $0.151
50-54 $0.23 $0.363 $0.232
55-59 $0.43 $0.496 $0.433
60-64 $0.66 $0.66 $0.665
65-69 $1.27 $1.27 $1.279
70+ $2.06 $2.06 $2.074

Your life and AD&D insurance is based on your age and eligible earnings as of Jan. 1. This means your life and AD&D benefit and applicable deductions will remain frozen until the following Jan. 1. Eligible earnings include base pay and commissions paid in the preceding 12-month period.

How to calculate your monthly cost

Multiply your annual salary by the multiple selected and then round up to the next higher $1,000. Divide this amount by $1,000 and multiply by the monthly rate shown in the table. To determine your pay period deduction, divide this amount by 2.

Voluntary life insurance

Voluntary life insurance rates for your child(ren)

Coverage is the same cost for one or more children.

Coverage level Per-pay-period deduction
$10,000 $0.41
$25,000 $1.03

Voluntary life insurance

 

Voluntary AD&D rates

Voluntary AD&D rates

You may purchase additional AD&D insurance for yourself and your family in increments of one to ten times your salary, to a maximum of $1,000,000.

Coverage level Monthly rate per $1,000
Associate Only $.02
Family
• Spouse: 50% of associate benefit
• Child: 10% of associate benefit
$.03

Voluntary AD&D

Pre- and post-tax

Pre- and post-tax

Based on the plan, your cost or contributions for benefits coverage are made on either a before- or after-tax basis.

Before-tax benefits let you pay for coverage with dollars from your pay before taxes have been deducted, which results in tax savings for you. After-tax benefits let you pay for coverage on an after-tax basis using dollars from your pay after taxes have been calculated.

Before-tax benefits:

  • Medical
  • Dental
  • Vision
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSAs)
  • 401(k) plan
  • Commuter spending accounts (CSAs)

After-tax benefits:

  • Life and AD&D
  • Roth 401(k)
  • Employee Stock Purchase Plan (ESPP)
  • Aflac Group Critical Illness Insurance
  • Aflac Group Hospital Indemnity Insurance
  • Aflac Group Accident Insurance
  • Hyatt Legal Plan
  • Premiums associated with a domestic partner
When covering a domestic partner, contributions for your domestic partner will be deducted on a post-tax basis. You will also pay taxes on the imputed income on the portion of benefits paid for by Allscripts for your domestic partner to be covered.