Definition of disability

You are considered “disabled” if, as a result of physical disease, injury, pregnancy or mental disorder:

  • You are unable to perform with reasonable continuity the material duties of your occupation,
  • You suffer a loss of at least 20% in your Indexed Pre-disability Earnings when working, and
  • You are under the regular care or supervision of a physician.
Short-term disability (STD)

Short-term disability (STD)

STD coverage pays a benefit if you become disabled or unable to work because of a non-work-related illness, pregnancy, or injury for up to 182 days. This coverage is provided at no cost to you and is effective on your date of hire or benefit eligibility date. There are no exclusions for preexisting conditions. You cannot decline STD coverage.

Who is eligible

Full-time and part-time associates regularly scheduled to work 24 hours per week, effective the first day of employment.

Proof of loss

Required within 90 days from onset of disability.

Coverage maximum

Maximum weekly benefit is reduced by your deductible income, if any.

Continued coverage

Associates who are out on leave are required to continue paying their portion of benefit premiums. You will receive a letter with specific information regarding your benefits and premiums owed. You will submit payments directly to the Allscripts Benefits Department.

Long-term disability (LTD)

Long-term disability (LTD)

LTD coverage pays a benefit if a non-work or work-related injury, illness, or other condition prevents you from returning to work for longer than the 182-day STD period. You cannot decline LTD coverage.

Who is eligible

Full-time and part-time associates regularly scheduled to work 24 hours per week, effective the first day of employment.

Proof of loss

Required within 182 days after the end of the benefits waiting period.

Coverage maximum

$13,000 in taxable monthly benefits.

Continued coverage

Associates who are out on leave are required to continue paying their portion of benefit premiums.  You will receive a letter with specific information regarding your benefits and premiums owed.  You will submit payments directly to the Allscripts Benefits Department.

Family and medical leave (FMLA)

Family and medical leave (FMLA)

Family and Medical Leave coverage provides unpaid job-protected leave for certain family and/or medical reasons. To be eligible, you must be employed by Allscripts for at least 12 months and have worked a minimum of 1,250 hours during the previous 12-month period.

Who is eligible

Those who are employed by Allscripts for at least 12 months, have worked a minimum of 1,250 hours during the previous 12-month period and have a health condition as defined under FMLA, or have a spouse, child or parent who has a serious health condition and needs care.

Proof of loss

Required within 18 days of the request.

Coverage maximum

Up to 12 weeks of unpaid job protected leave for a “rolling” 12-month period, measuring backward from the date of a FMLA leave usage.

Continued coverage

Associates who are out on leave are required to continue paying their portion of benefit premiums.  You will receive a letter with specific information regarding your benefits and premiums owed.  You will submit payments directly to the Allscripts Benefits Department.

Questions?

For STD, leaves of absence and LTD questions, contact:
New York Life
Call 888.842.4462 or for Espanol 866.562.8421
Or, visit myNYLGBS.com

Report your leave!

All leaves of absence, including disability, FMLA, military, or state-specific leave, must be reported to New York Life (formerly known as Cigna) as soon as you are aware of your need to take a leave. Call New York Life to report your leave at 888.842.4462 or for Espanol 866.562.8421. Or, visit myNYLGBS.com.