Financial Security

How it works

How it works

Who is eligible

Regular full-time and part-time associates who are at least age 18 and working at least 20 hours per week.

Plan administrator

Charles Schwab

When you can enroll

You can enroll in the retirement savings plan within five days following your first paycheck and you will enter the plan on the first day of the month following your eligibility.

Contribution limits

You can contribute up to the IRS limits to your 401(k) and Roth 401(k) (combined) each year. For 2022, the maximum limits are:

  • Age 49 or younger: $20,500.
  • Age 50 or older: You may contribute $6,500 in addition to the $20,500 this calendar year as a “catch-up.”

Your contributions

You can contribute up to 70% of your eligible pay in the 401(k) before-tax, Roth 401(k) after-tax or a combination thereof.

Matching contributions

Allscripts will match dollar-for-dollar up to the first 4% of your contribution. The plan recognizes base pay, bonuses, commissions and other forms of pay for matching purposes.

When deductions begin

Typically, your next scheduled payroll once you enroll, after the administration process is complete.

Changing contributions

You can increase, decrease or suspend contributions at any time. Contributions to your account cannot be forfeited for any reason.

Vesting

You are 100% vested in your and Allscripts contributions.

When you can make withdrawals

In-service withdrawals are allowed in certain situations specified by your retirement plan.

  • Loans
  • Leave of absence
  • Termination
  • Hardship
  • Retirement
  • Disability
  • Death
How to enroll

How to enroll

You have multiple ways to enroll:

Create a login using the Register Now button. Be sure to have this information handy: Social Security number, date of birth, zip code and email address.

You can also enroll by calling the Schwab Plan Hotline at 800.724.7526. Once you’re enrolled, you can make changes to your investment and savings elections at any time.

You can typically change the investment allocations of your existing account balances, change the investment selections for future contributions, or change your beneficiary(ies) as often as you like, though changes may take time to process.

Investment options

Investment options

When you enroll in the retirement savings plan, you have a variety of investment options to help you build, diversify and maintain your savings over time.

For help with your investments

  • Target Date Retirement Funds
    Funds designed and professionally managed based on a target retirement date year.
  • Morningstar
    An independent investment advisor that provides personalized savings and investment recommendations, at no cost to you.
  • Risk Based Model Portfolio
    A mixture of funds based on a selected level of risk and are constructed from funds that exist in the Plan’s current fund lineup.

For more information, contact Schwab Participant Services at 800.724.7526.

To invest on your own

  • Plan-selected Funds
    A broad solution of funds representing a variety of asset classes.
  • Personal Choice Retirement Account (PCRA)
    For experienced investors, provides additional funds beyond the Plan- Selected Funds, and may have some transaction fees and trading costs. For more information, contact the PCRA team at 888.393.7272.

Need assistance?

Charles Schwab

800.724.7526
Visit website

Investing advice

Create your retirement blueprint with help from the investment team at CAPTRUST Financial Advisors.

Learn more

Can I take money from my account?

The retirement savings plan is designed to help you save for your future, so there are limits to why and when you can take a withdrawal from your account.

Learn more

What is a Roth IRA?

This account works just like a 401(k) account, except that your contributions will be deducted after taxes. These earnings will grow tax-free and can be withdrawn tax-free, beginning five years after you make your first contribution and you have reached age 59½ or have become disabled.

401(k) from previous employer?

You can roll over account balances from other employer-sponsored qualified 401(k) accounts into your Allscripts Retirement Savings Plan account. All you have to do is visit Charles Schwab and complete the Rollover Form, or you can call Schwab Participant Services at 800.724.7526 for assistance.

How the ESPP works

Who is eligible

Associates scheduled to work more than 20 hours a week.

Plan administrator

E*TRADE

When you can enroll

You are able to enroll in the months of February, May, August and November.

Purchasing limits

Up to 20% of each paycheck, credited to a stock purchase account on your behalf.

How are my purchases paid for

After-tax

Purchase discount

15% discount on Allscripts stock.

When deductions begin

The first paycheck after the enrollment period ends.

Changing contributions

You can adjust your contributions only during an enrollment period.

Vesting

You are 100% vested in your contributions.

When can you trade or sell?

You will be able to view, track and sell your shares online at E*TRADE (subject to the Allscripts Insider Trading Policy).

How to enroll

ESPP is administered through E*TRADE. You can enroll or change contributions at anytime during an open enrollment period. Refer to etrade.com/enroll to begin the process. Please note that you can withdraw from the plan at any time.

Your contributions will continue until one of the following occurs:

  • You lose eligibility
  • You withdraw from the plan
  • No further shares are authorized for purchase
  • The Board of Directors terminates the plan

If your employment with Allscripts ends during an offering period, the deductions taken during that offering period will be returned to you.

No interest is earned on ESPP deductions held by Allscripts during the offering period.

General purpose healthcare FSA

General purpose healthcare FSA

This account allows you to be reimbursed for eligible medical, prescription, dental, and vision care expenses incurred during the benefit plan year. For 2022, you can contribute up to $2,850.

If you are enrolled in the HRA Plus or HRA Value plan, you can use the general purpose healthcare flexible spending account to pay for copays, deductibles and coinsurance related to your or your dependents’ eligible medical, dental and vision care or prescription drug costs.

Note: If you are a participant in the HSA Base plan, you are not eligible to elect the general purpose healthcare flexible spending account option; however, you can enroll in the limited purpose (combination) healthcare flexible spending account.

Eligible healthcare expenses

Eligible expenses are medically necessary expenses not covered by your medical, dental or vision plans, including:

  • Deductibles and copayments
  • Your share of covered expenses
  • Dental and orthodontia expenses
  • Prescription glasses, contact lenses and lens cleaning solution
  • Laser vision correction
  • Prescription drugs and drug copayments

Eligible expenses do not include: cosmetic procedures, treatments not supervised by a qualified health care professional, premiums for employer-provided health care plans or other expenses that are not medically necessary.

View a complete list of eligible expenses

Limited purpose healthcare FSA

Limited purpose healthcare FSA

If you are a participant in the HSA Base plan you may enroll in a limited purpose (combination) healthcare flexible spending account which works in addition to your health savings account (HSA). For 2022, you can contribute up to $2,850.

Prior to meeting the annual deductible, you can use the limited purpose (combination) healthcare flexible spending account to pay for eligible dental, vision and preventive brand prescription expenses only. Then, after meeting the annual deductible, you can use the limited purpose (combination) healthcare flexible spending account like a general purpose healthcare flexible spending account for all qualified healthcare expenses, including IRS-approved medical expenses not covered under Allscripts Prescription Drug Coverage, such as over-the-counter (OTC) medications. A prescription is required for OTC medicines.

Eligible healthcare expenses

Eligible expenses are out-of-pocket expenses not covered by your dental or vision plans, including:

  • Your share of covered expenses
  • Dental and orthodontia expenses
  • Prescription glasses, contact lenses and lens cleaning solution
  • Laser vision correction

Eligible expenses do not include: medical expenses, including deductibles and copayments, prescription drugs, cosmetic procedures, treatments not supervised by a qualified health care professional, premiums for employer-provided health care plans or other expenses that are not medically necessary.

Dependent care FSA

Dependent care FSA

This account can be used to pay for eligible dependent care expenses on a before-tax basis for a qualifying child or relative. For 2022, you can contribute up to $5,000.

You can use this account for dependent care expenses incurred so you and your spouse can work, or so your spouse can attend school full time. If your spouse stays home full time, you are not eligible for the tax benefit.

Eligible expenses

To be eligible, care must be provided while you (and your spouse, if you are married) work, look for work or attend school full time. Eligible expenses include care in your home by an eligible provider or at a licensed facility. You will not be reimbursed for residential or “sleep-away” care, nursing home care or for babysitting when you are not at work.

The Dependent care flexible spending account will not cover services provided by your spouse, a child of yours under age 19 or any dependent you claim as an exemption on your federal income tax.

Commuter spending accounts

Commuter spending accounts

The commuter accounts will no longer be offered after Dec. 31, 2023.

If you are currently enrolled in a commuter FSA and have a balance in your account as of Jan. 1, 2023, your commuter account will automatically be transitioned to a MyChoice account. You will be able to continue to spend the funds you have in your commuter account, but beginning Jan. 1, 2023, you will no longer be able to contribute additional funds. If you do not currently have a commuter account, you will not be able to enroll in one in 2023.

For the 2022 plan year, you can contribute up to $280 each month.

More details on eligible expenses >

Managing your flexible spending account

Managing your flexible spending account

Flexible spending accounts are easy to use, and Allscripts makes it even easier to manage:

Use it or lose it.

It’s important to note that you cannot use funds from one account to pay for or be reimbursed for expenses that are qualified for another account. For all flexible spending accounts, your contributions will be taken out of your paycheck in equal amounts during the plan year. The money goes into your flexible spending account before you pay any taxes on it.

You’ll lose any money left in your flexible spending accounts at the end of the plan year, so keep track of your balance and be sure to spend everything in your account.

Flex debit card

If you newly enroll in a general purpose healthcare flexible spending account or a limited purpose (combination) healthcare flexible spending account, you will receive a debit card to pay for eligible expenses. This is a great way to eliminate potential out-of-pocket costs that can occur at the time of purchase or service. One of the best features of the general purpose healthcare flexible spending account and limited purpose (combination) healthcare flexible spending account is that you can begin spending your total flexible spending account funds before the deductions are taken out of your paycheck, but remember—keep your receipts!

You cannot use your debit card for withdrawing cash from an ATM.

Funds in all other plans are available as they are deducted/contributed each paycheck. IRS regulations state that you should use your debit card to pay for your transit pass. Parking can be paid for with your debit card or by submitting a claim online.

Debit card expense substantiation

In certain cases, WEX will request documentation to verify you used your debit card for eligible expenses under the plan. You are required to substantiate all debit card expenses or repay the plan the amount of the unsubstantiated claim. If you do not provide valid documentation for or repay the expense, the amount of the claim will be deducted from your pay or added to your W-2 as taxable income after the close of the plan year. You can login to WEX to check claims and upload documentation as needed.