Voluntary benefits

Group Accident Insurance

Accident insurance, provided through Aflac, helps pay for costs that arise from covered accidents. The plan provides 24-hour coverage, which means you can rest easy, knowing you’re protected. Aflac accident insurance pays cash benefits that you can use any way you see fit.

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Group Critical Illness

Aflac can help ease the financial stress of surviving a critical illness.

Chances are you may know someone who’s been diagnosed with a critical illness. You can’t help notice the difference in the person’s life—both physically and emotionally. What’s not so obvious is the impact a critical illness may have on someone’s personal finances.

That’s because while a major medical plan may pay for a good portion of the costs associated with a critical illness, there are a lot of expenses that may not be covered. And, during recovery, having to worry about out-of-pocket expenses is the last thing anyone needs.

Help cover expenses and protect your savings.

Does your major medical insurance cover all of your bills?

Even a minor trip to the hospital can present you with unexpected expenses and medical bills. And though you may have major medical insurance, your plan may only pay a portion of what your entire stay entails.

That’s how the Aflac group supplemental hospital indemnity insurance plan can help.

It provides financial assistance to enhance your current coverage. So you can avoid dipping into savings, or having to borrow to cover out-of-pocket-expenses health insurance was never intended to cover. Like transportation and meals for family members, help with child care or time away for work, for instance.

In addition to providing you with cash benefits (unless otherwise assigned) during a covered hospitalization, Aflac’s group supplemental hospital indemnity plan has been designed with much more in mind, such as:

  • No deductibles.
  • No networks, which means you can be treated at the hospital of your choice.
  • No precertification.